Investor Relations

CRM Holdings, Ltd. (“CRM” or “the Company”) is a provider of workers' compensation insurance products. Its main business activities include providing fee-based management and other services to workers' compensation self-insured groups and, beginning in November 2006, the offering of a primary workers' compensation insurance product. The Company provides its fee-based management services to self-insured groups in New York and California. It provides its primary workers' compensation insurance coverage primarily to employers in California but also has active operations in Alaska, Arizona, Nevada, Oregon, Washington, New Jersey and, starting on October 1, 2007, New York. CRM is also a provider of reinsurance and excess workers' compensation coverage to the self-insured groups it manages as well as other qualified self-insured entities.