CRM Services: Underwriting

CRM’s underwriters review every prospective member on their own merits to create a winning combination of discounts for the individual member and stability for the group. They implement regulatory procedures and changes for new business applications.

• Each account individually underwritten by highly experienced underwriters

• Experience mods calculated

• 24-48 hour turn around time on quotes

• One point of contact

• Regulatory compliance

• 98% retention rate

• “A–” rated excess insurance provided for all programs

CRM prides itself on its underwriting disciplines working closely with the sales team, loss control division, and appointed agents to produce competitive pricing while maintaining profitability and stability to each of the group programs.

Although there is some processing involved in the administration of a group insurance workers’ compensation program, the bulk of the responsibility is maintaining compliance with each of the state’s workers’ compensation regulators.

CRM’s underwriting department implements these regulatory filing requirements for all insurance applications, processes the applications and files them with the state regulator. An underwriting compliance manager handles all allegations of non-compliance and negotiates with the regulators regarding adverse decisions.

This structure allows each underwriter to be intimate with each account and assures timely and proper filing with the state regulators.

For more information about our underwriting services please contact: Underwriting@trustcrm.com